14 reviews | 3 verified advisers
Review for Craig Fitzsimons
What could they have done better?
I am very happy with Craig and Cadence.
What were the circumstances that caused you to initially look for a financial adviser?
A change in my personal circumstances prompted me to take a look at my finances. I realised that the decisions I was making could have a significant impact, so I wanted professional advice to help me understand my options to allow me to make an informed decision.
How has Craig helped you?
Craig has helped me not only with my initial planning but also by providing ongoing guidance as my circumstances changed. I now have someone I can turn to who understands my situation and can help me make the right decision when things arise. Access to their online system means I can see my investments in real time and their communication portal means I can speak to Craig and his team directly. Craig always responds promptly.
Have you seen the outcome you were hoping for?
Absolutely. I now feel much more comfortable about my pension and investments, and my inheritance planning and I have a clear path to do what I need to do.
Review for Craig Fitzsimons
What could they have done better?
Overall I was extremely satisfied with the advice and I cannot fault Craig's service.
What were the circumstances that caused you to initially look for a financial adviser?
My finances had become more complex, particularly around tax and longer-term financial planning. I wanted to speak to someone with expertise to help me understand the implications of my decisions and ensure I was taking a sensible and joined-up approach.
How has Craig helped you?
Craig has taken the time to really understand my circumstances and goals and has helped me make decisions with much greater confidence. Craig's advice has given me peace of mind that my finances are being managed in a way that is right for me and my future plans.
Have you seen the outcome you were hoping for?
Yes, I have a much clearer understanding of my options and feel confident that I'm on the right track. The cash flow model Craig walked through with me provided me with peace of mind and reassured me about my future.
Review for Craig Fitzsimons
What could they have done better?
Nothing. Craig was clear, responsive and supportive throughout.
What were the circumstances that caused you to initially look for a financial adviser?
I was unhappy with my previous adviser and I was looking for someone who could provide me with a new perspective of my finances and options.
How has Craig helped you?
Craig walked me through my existing investments and helped me get a much clearer understanding of my financial situation and what I needed to do to achieve my long term goals. He took the time to explain everything clearly, answered all my questions, and gave me the confidence that I was making the right decisions.
Have you seen the outcome you were hoping for?
Yes, definitely. I now have a much clearer understanding of my finances and feel confident that I have a plan in place to achieve my objectives. I also have much greater peace of mind knowing that I have professional advice and support when I need it.
Review for Toby Dawson
What could they have done better?
Nothing. Toby met me at my business, clearly explained everything in a way that I could understand and see the benefits of. He made sure to only move forwards only once I was comfortable with the plan that was being discussed
What were the circumstances that caused you to initially look for a financial adviser?
I was passed Toby’s details by a friend of mine who said he was someone I’d need to speak to as a business owner. I’d never really thought about my personal financial future, aside from at some point being I’d sell the business and would retire from that.
How has Toby helped you?
Toby used a financial cash flow to clearly show me how small changes today could create opportunities for me in the future. He explained the options available, including the tax benefits now as well as in the future to help create a financial plan for me that gives me options later in life, and won’t lead to my future retirement depending on a business sale.
Have you seen the outcome you were hoping for?
So far so good. We have structured regular payments from the business that are balanced between ensuring the business has the cash flow to achieve its future objectives, as well as building my personal savings and pension in the most tax efficient manner.
Review for Elliot Cloy
What could they have done better?
Nothing - the whole experience in dealing with Elliot has been excellent.
What were the circumstances that caused you to initially look for a financial adviser?
I was looking for guidance and advice especially in relation to the complexities of pensions, leading up to my forthcoming retirement. I required detailed information on my circumstances, together with what options were available for me in order to retire.
How has Elliot helped you?
Elliot provided a detailed review of my circumstances with a complete fact find on finances, and also involving my wife's financial situation too. This also involved gathering information on the various pension schemes I have in order to understand if I could retire comfortably and access the pension accordingly when required, including my risk appetite for various investment funds within the pension. This involved a detailed review explaining all the options available to me, which was presented in a very comprehensive, yet easy to understand, report. This outlined a combination of factors including current finances, various pension schemes, the state pension, and expenditure. It enabled a complete forecast of potential income versus expenditure in retirement that would be completely sustainable and long lasting. Elliot provided me with the reassurance and confidence to retire, knowing that I can access the pension scheme for what is needed. Elliot's expert understanding and knowledge of the investment funds enabled the switch of funds to be more diversified to meet my risk appetite and future growth outcomes. Elliot's communication and explanation of everything and has been first class. All information is loaded onto the Wealth Portal, so it is easy to see progress and a complete overview of the pension, together with investment performance.
Have you seen the outcome you were hoping for?
Yes, very much so. The funds chosen allow for potential growth whilst taking pension drawdown during my retirement. Elliot made the whole experience and process very straight forward, and the Wealth Portal helps bring everything together also.
