173 reviews | 3 verified advisers
Review for Ben Barratt
What could they have done better?
N/A
What were the circumstances that caused you to initially look for a financial adviser?
Having moved around a lot of jurisdictions, I wanted to organise and consolidate my finances and ensure that they were compliant.
How has Ben helped you?
Ben has been great in working to understand my circumstances, educate me (and correct my wrong assumptions) and help me work through all the steps. He will also give me the occasional necessary nudge when I am slow doing things that I need to do to help meet my goals.
Have you seen the outcome you were hoping for?
We are working on it….
Review for Ben Barratt
What could they have done better?
Everything with Ben has been flawless, I don’t think anything could have been done better during my time with Sentinel wealth.
What were the circumstances that caused you to initially look for a financial adviser?
I wasn’t happy with my adviser along with the fees I was paying.
How has Ben helped you?
I met Ben at a wedding and we got chatting. When he told me what he did for a living I knew instantly that Ben was the type of person that I wanted to invest my pension with.
Have you seen the outcome you were hoping for?
Ben has went over and above with providing an excellent service with great advice and yes I have seen the outcome that I was hoping for.
Review for Toby Band
What could they have done better?
Nothing immediately comes to mind. One of the challenges with financial planning is that you often don't know what you don't know, particularly in a complex cross-border situation like mine. Toby has consistently helped identify issues before they became problems and has provided solutions that have improved my financial position and compliance. I have been very happy with the quality of advice, responsiveness, and ongoing support that I have received.
What were the circumstances that caused you to initially look for a financial adviser?
I initially sought financial advice because I was approaching retirement and wanted a clear assessment of whether I was financially ready to retire. I needed help reviewing my pensions, cash position, investments and overall retirement plans. As a dual U.S. and UK citizen, I also face additional tax and financial planning complexities, so I wanted expert guidance to help me make informed decisions and plan for retirement with confidence.
How has Toby helped you?
Toby has provided valuable guidance across several areas of my financial planning and has helped me navigate a number of complex situations. He reviewed my workplace pension arrangements and made recommendations to ensure they were aligned with my retirement objectives. He also assisted me following a pension distribution from the U.S. that I brought to the UK, which created a significant UK tax liability. By recommending and arranging a private pension contribution strategy, he helped offset much of that liability, saving me thousands of pounds in tax. Recognizing the complexity of my dual U.S./UK tax position, Toby also introduced me to a specialist tax adviser with expertise in both jurisdictions, ensuring I received the right support and advice. In addition, he helped me address a potentially problematic investment situation. I held a Stocks & Shares ISA that was not fully compatible with U.S. reporting requirements. Toby guided me through closing that account and establishing a more suitable investment arrangement that aligned with both UK and U.S. considerations. He continues to oversee and manage these investments, providing ongoing support and peace of mind. Overall, Toby has helped me make informed decisions, avoid costly mistakes, reduce tax liabilities, and feel much more confident about my financial future and retirement plans.
Have you seen the outcome you were hoping for?
es. Toby has not only helped me achieve the outcomes I was hoping for, but he has also brought important issues and opportunities to my attention that I would not have identified on my own. His advice has helped place me in a stronger and more compliant financial position, particularly given the complexities of my U.S. and UK circumstances. He also stays in regular contact with me, providing ongoing guidance and reassurance that my financial plans remain on track.
Review for Ben Barratt
What could they have done better?
Nothing. The whole team is so professional and efficient.
What were the circumstances that caused you to initially look for a financial adviser?
Consolidate multiple pension schemes
How has Ben helped you?
Simplified everything. All under one roof and under managed control.
Have you seen the outcome you were hoping for?
Exceeding my expectations. The communication has been brilliant.
Review for Toby Band
How has Toby helped you since your last review?
Tobias has reviewed my investments and pension plan and has advised me on all matters satisfactorily
