594 reviews | 21 verified advisers
Review for Nick Champ
What could they have done better?
Not much
What were the circumstances that caused you to initially look for a financial adviser?
Financial security for my families future
How has Nick helped you?
I’ve only met him once, but yes
Have you seen the outcome you were hoping for?
Yes
Review for Nick Champ
What could they have done better?
All good
What were the circumstances that caused you to initially look for a financial adviser?
Nick took over from our previous advisor on the latter's retirement
How has Nick helped you?
Yes. He understood exactly what we wanted in respect to moving a pot from one investment to another and has begun the transfer. He also pointed out some tax efficiencies for us to look at independently
Have you seen the outcome you were hoping for?
I have yet to act on all the advice but don't anticipate any issues
Review for John Addis
What could they have done better?
N/A - John has always struck me as a qualified & very experienced financial advisor with a great understanding of the various investment platforms available & what's best suited to meet our financial circumstances & goals, taking into account our attitude to risk with regular reviews to ensure we're still on track.
What were the circumstances that caused you to initially look for a financial adviser?
In July 2019 I was completing 30yrs service with Cumbria Constabulary & attended a True Bearing Pre-Retirement Workshop which including a talk by John Addis. I was interested in further meeting John as a result of this talk to seek advice about how to invest part of my Police Pension commutation + both me & my wife had cash ISAs but were looking to improve their performance & returns.
How has John helped you?
Following the workshop we met John at home 12th March 2019 when he did a full assessment of our current financial circumstances both at that time & as anticipated on my forthcoming retirement, including income & expenditure, existing savings & assets, our financial goals & objectives & also our attitude to risk which resulted in a detailed Financial Planning Report by John. On John's advice & recommendations this subsequently resulted in the transfer of the cash ISAs into investment ISAs for better medium to long term growth whilst retaining the tax efficiency of an ISA & also investing some of my commutation into 3 joint general investment accounts with a view to transferring these funds into the investment ISAs taking advantage of our annual allowances & maximise tax efficiency.
Have you seen the outcome you were hoping for?
Yes & at 6years in when the need arose we were in a position to take a sum of money out of the investment ISAs to meet our financial needs both at home for personal reasons & home improvement projects & also in relation to our holiday let business with increasing maintenance costs.
Review for Andrew Horrocks
What could they have done better?
Nothing comes to mind
What were the circumstances that caused you to initially look for a financial adviser?
Needed support to invest my savings towards my retirement.
How has Andrew helped you?
He has helped me plan for my future financially and tailored this to my individual circumstances. He has explained everything in simple language and is always happy to be at the end of an email or phone call if I needed further explanations. He is friendly and approachable.
Have you seen the outcome you were hoping for?
It’s too early to say at this stage
Review for John Addis
What could they have done better?
Nothing comes to mind
What were the circumstances that caused you to initially look for a financial adviser?
Very low interest rates in saving accounts
How has John helped you?
I was totally new to investment accounts and John patiently introduced and guided me into this complex subject.
Have you seen the outcome you were hoping for?
Currently the outcomes have far exceeded my expectations.
